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Public-source fee research
Gold IRA Fee Transparency Database
Compare what companies publish, what remains unavailable, and where official pages conflict. Every reported figure is paired with a source, verification date, and reproducible score breakdown.
Database updated 2026-08-26. See each provider card for its individual verification date. Several provider checks are dated 2026-07-17 and need re-verification; fee figures may have changed since then.
Important: “Not published” is not an accusation. It means SafeIRARollover did not find that figure on the cited public source during this review. Dealer spreads have not yet been independently quote-tested.
8providers researched
1strong itemized fee pages
1official-page conflict found
0verified spread percentages
Phase 1 provider comparison
The cards below are rendered directly in the HTML for accessibility and indexing. Search, filtering, and sorting are optional enhancements.
ProviderLear CapitalRead our review and fee profileNo active paid relationshipLear’s dedicated fee pages and its main Gold IRA guide agree on $315–$365 in year one and $235–$285 recurring (re-checked against the official pages in November 2026). Dealer spreads remain unquoted and untested.
Minimum$10,000
Published annual feesSetup: $50 Wire: $30 Admin: $125 Storage: $110 non-segregated or $160 segregated
Known annual total$235–$285 recurring Year 2+ $315–$365 first year
Dealer pricingGenerally 2%–35% of quoted purchase price; exact spread confirmed during transaction
TransparencyStrong account-fee disclosure
71/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
Setup: $50 Wire: $30
First-year and recurring totals
First year: $315 non-segregated or $365 segregated Year 2+: $235 non-segregated or $285 segregated
Buyback disclosure
Lear does not guarantee repurchase. If Lear offers a buyback, pricing is based on the highest list bid price offered by its wholesaler.
Fee reimbursement
Purchases of $25,000+ may qualify for one to three years of fee reimbursement depending on purchase level; verify current tier terms.
Official fee consistency
A November 2026 re-check found Lear’s fee-structure page, fees-explained page and main Gold IRA guide all showing $315–$365 first year and $235–$285 recurring Year 2+. An earlier $225–$275 / up-to-$415 statement is no longer on those pages. The scoring fields below have not yet been recalculated.
Lear previously appeared as an affiliate partner on this site; those promotional links have been removed, and SafeIRARollover does not currently use a paid Lear link in this database. Read our Lear Capital review and complaints, lawsuits and settlements research.
ProviderAugusta Precious MetalsRead our review and fee profilePaid partnerThe published ranges are educational industry ranges, not a complete provider-specific fee schedule.
Minimum$50,000
Published annual feesAdmin: Typical industry range: $75–$150 Storage: Typical industry range: $100–$150
Known annual totalNo exact provider-specific total published on source reviewed
Dealer pricingPricing method discussed; exact spread not published
TransparencyPartial disclosure
45/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
Varies by custodian
Buyback disclosure
Buyback assistance is described; no public pricing formula was found on the source reviewed.
Advertising disclosure: This compensated link is separate from the official evidence links used to verify the fee data.
ProviderGoldcoOfficial provider source ↗No paid relationshipThe source publishes storage choices, an estimated recurring total, a first-year total, and a general minimum.
MinimumGenerally $25,000
Published annual feesAdmin: Included in published annual total Storage: $100 non-segregated or $150 segregated
Known annual totalAbout $225 annually; about $275–$325 first year
Dealer pricingDealer spread percentage not publicly quantified on source reviewed
ProviderAmerican Hartford GoldOfficial provider source ↗No paid relationshipThe minimum is public, but exact administration and storage figures require written confirmation.
Minimum$10,000
Published annual feesAdmin: Not published on source reviewed Storage: Varies by account size and holdings; may be free in some situations
Known annual totalNot published
Dealer pricingDealer spread percentage not publicly quantified on source reviewed
TransparencyPartial disclosure
33/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
Not published on source reviewed
Buyback disclosure
Not evaluated in this Phase 1 source review.
Fee waiver
Possible free storage, but eligibility terms are not published on source reviewed.
ProviderBirch Gold GroupOfficial provider source ↗No paid relationshipBoth official Birch pages now show $110 storage (re-checked November 2026); the earlier $100 figure is no longer published. The scoring fields below have not yet been recalculated.
MinimumRecommended $5,000
Published annual feesAdmin: $125 Storage: $110
Known annual total$235 ($125 admin + $110 storage)
Dealer pricingDealer spread percentage not publicly quantified on sources reviewed
TransparencyConsistent official fee pages
44/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
$50 Wire: $30
Buyback disclosure
Not evaluated in this Phase 1 source review.
Fee waiver
First-year fees paid on new accounts over $50,000.
ProviderNoble Gold InvestmentsOfficial provider source ↗No paid relationshipTwo official Noble pages show different setup and storage amounts; confirmation is required. Noble’s support page also says a $160 annual storage fee “typically refers to commingled storage” and lists $150 for segregated storage, while its product page lists $160 without saying which storage type applies. This is unresolved.
Minimum$20,000
Published annual feesAdmin: $125 Storage: $160 on product page; $150 on support page
Known annual total$285 on product page; $275 on support page
Dealer pricingDealer spread percentage not publicly quantified on sources reviewed
TransparencyOfficial pages conflict
41/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
$50 on product page; $80 on support page Wire: $30 on product page
Buyback disclosure
A buyback program is described; no public pricing formula was found.
ProviderPreserve GoldOfficial provider source ↗No paid relationshipPromotional fee claims are public, but the underlying custodian and depository schedule still needs itemization.
MinimumNot published
Published annual feesAdmin: Not itemized on sources reviewed Storage: Not itemized on sources reviewed
Known annual totalNot published
Dealer pricingPrice-match claim published; exact spread not published
ProviderAllegiance GoldOfficial provider source ↗No paid relationshipAnnual account and storage figures are public, while minimum, dealer spread, and waiver thresholds are not.
MinimumNot published
Published annual feesAdmin: $125 Storage: $100 commingled
Known annual total$225 for the two stated annual charges
Dealer pricingDealer spread percentage not publicly quantified on source reviewed
TransparencyPartial disclosure
42/100public fee disclosure only
View setup, buyback, scoring, and source details
Setup and wire
Not published on source reviewed
Buyback disclosure
Requests are evaluated case by case; an offer is not guaranteed and no public formula is stated.
Fee waiver
Third-party fees may be covered depending on transaction amount; eligibility is not published.
Each total is calculated from six published components. The breakdown is visible inside every provider card.
Conflicts remain visible
When official pages disagree, both figures stay published and consistency points are reduced until clarification is obtained.
Blank beats guessed
No number is filled from an AI estimate. A missing figure stays “Not published” until a human verifies a source or written quote.
The largest missing cost: dealer spread
Phase 2 will request comparable written quotes for the same bullion product and calculate the premium against the spot price recorded at the same time. Provider-published general spread ranges may be shown when officially disclosed, but SafeIRARollover does not publish independently quote-tested product-level spread figures until that process is completed.
Editorial and advertising disclosure: SafeIRARollover may earn compensation from Augusta Precious Metals. Paid relationships are labeled inside the relevant provider cards. Lear Capital previously appeared as an affiliate partner on this site; those promotional links have been removed and Lear is covered as editorial due-diligence research. Compensation does not change the data fields, source links, or disclosure score. Official evidence links remain separate from affiliate calls to action. Educational information only, not tax, legal, fiduciary, or investment advice.
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